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What are mutual societies?

  • Social Security Collaborative Mutual Insurance Companies are private business associations set up under the authority of the Ministry of Inclusion, Social Security and Migration and entered in the Ministry's special Registry. Their main aim is to collaborate in the management of the Social Security System under the supervision and control of the aforementioned Ministry. They are non-profit organisations and their members assume joint liability in accordance with the criteria and within the scope established in this law.

    Once they have been set up, Collaborative Mutual Societies with the Social Security Institute acquire legal personality and capacity to act towards the fulfilment of their purpose. Their field of action extends to the entire State.

  • The purpose of Social Security Collaborative Mutual Insurance Companies is to develop, through collaboration with the  Ministry of Inclusion, Social Security and Migration​, the following social security activities:

    • Management of financial assistance and healthcare, including rehabilitation, within the scope of protection against work-related accidents and occupational diseases of the Social Security Institute, as well as activities to prevent the same contingencies covered by the protective action.
    • Management of the temporary disability allowance deriving from non-work related accidents and diseases.
    • Management of the benefits for risk during pregnancy and risk during breastfeeding.
    • Management of the financial assistance for cessation of activity of self-employed workers.
    • Management of the benefit for the care of minors suffering from cancer or another serious disease.
    • The other activities of the Social Security Institute that are legally assigned to them.
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