In the case of self-employed workers who do not have employees, maintaining debts payable to creditors whose amount exceeds 150% of the ordinary income or sales during the two fiscal quarters prior to the application, and if this income or sales in turn represents a 75% reduction with respect to those recorded in the same periods of the previous financial year(s). The debts maintained due to not complying with obligations with the Social Security Institute or with the Tax Agency will not be calculated for this purpose. The monthly net income of the self-employed worker during these quarters from all the economic, business or professional activities is also required to be less than the minimum wage or the contribution basis the individual was paying, if lower. The debts maintained due to not complying with obligations with the Social Security Institute or with the Tax Agency will not be calculated for this purpose.​​​